The 2004-S Florida State Quarter is worth anywhere from $1 to $10 in typical proof condition, but rare cameo and deep cameo examples can sell for $15 or more depending on grade and eye appeal. If you found one of these in a collection or coin roll, you’re in luck — this is one quarter worth taking a closer look at.
coin identifier and value app tools have made it much easier for everyday collectors to identify and value coins like this one right from their phone. Whether you’re brand new to coin collecting or just curious about what that “S” mintmark means, this guide breaks it all down for you in plain English.
What Makes the 2004-S Florida Quarter Different
The 2004-S Florida State Quarter was struck at the San Francisco Mint — that’s what the “S” mintmark on the obverse tells you. Unlike the Philadelphia and Denver mint versions made for circulation, the San Francisco Mint produced this coin specifically for proof sets. That means it was struck with extra care using specially polished dies and planchets, giving it that mirror-like finish collectors love.
The Florida quarter features a design honoring the Sunshine State, with a Space Shuttle launching in the background, a steamship, and the phrase “Gateway to Discovery.” It was part of the popular 50 State Quarters Program, which ran from 1999 to 2008 and brought millions of new collectors into the hobby.
Because these coins were made for collectors and not general circulation, they tend to be in much better shape than typical quarters you’d find in your pocket change. Most were kept in original proof sets or protective packaging, which helps preserve their condition and value over time.
How Much Is the 2004-S Florida Quarter Worth
The value of a 2004-S Florida quarter depends a lot on its grade and surface quality. Standard proof coins graded PR-65 are generally worth around $2 to $5. But upgrade to a Deep Cameo designation — where the frosted raised design contrasts sharply against the mirror-like fields — and values climb noticeably.
You can check current market pricing data for 2004 State Quarters across mint grades to get a real-time sense of what buyers are actually paying.
Here’s a simple breakdown of typical values by grade:
| Grade | Designation | Estimated Value |
|---|---|---|
| PR-65 | Proof | $2 – $4 |
| PR-67 | Cameo | $5 – $8 |
| PR-69 | Deep Cameo | $10 – $15 |
| PR-70 | Deep Cameo (Perfect) | $20 – $35+ |
A perfect PR-70 Deep Cameo example — the highest possible grade — can fetch $30 or more at auction. These are rare and highly sought after by serious proof set collectors.
Silver Proof Version Worth Knowing About
Here’s something many people don’t realize: the 2004-S Florida quarter also comes in a silver version. The U.S. Mint offered a Silver Proof Set alongside the standard clad proof set, and the silver quarters in those sets are made of 90% silver.
The full 2004 quarter value breakdown including the silver proof version shows that silver examples can be worth two to three times more than their clad counterparts, especially in high grades.
To tell them apart, check the edge of the coin. A silver quarter will show a solid silver edge with no copper stripe. If yours shows a brownish copper stripe around the rim, it’s the standard clad version. Both are collectible, but the silver proof is the more valuable of the two.
How to Check Your Coin’s Value at Home
You don’t need to visit a coin dealer to get a rough idea of what your 2004-S Florida quarter is worth. Start by examining the coin under good lighting. Look for sharp detail, no spots or scratches, and that classic mirror-like proof surface.
CoinHix is a great tool for checking current market prices on State Quarters and other U.S. coins. It pulls real auction data and dealer listings so you’re not guessing — you’re seeing what collectors are actually paying right now.
If you want to go a step further, consider submitting your coin to PCGS or NGC for professional grading. A certified grade adds credibility and can significantly increase what a buyer is willing to pay, especially for high-grade examples like PR-69 or PR-70 Deep Cameo coins.
CoinHix also lets you track coin values over time, which can help you decide the best moment to sell if you’re thinking about it.
FAQ
Q: Is the 2004-S Florida quarter rare?
A: It’s not rare in the traditional sense — the San Francisco Mint produced millions of them for proof sets. However, perfect-grade examples like PR-70 Deep Cameo are genuinely scarce and command strong premiums among collectors.
Q: Can I find a 2004-S Florida quarter in pocket change?
A: It’s very unlikely. The “S” mint proof quarters were sold in collector sets and were never released into general circulation. If you find a 2004 Florida quarter in change, it will have either a “P” (Philadelphia) or “D” (Denver) mintmark.
Q: What is the 2004-S Florida Silver Proof Quarter worth?
A: In grades PR-67 to PR-69 Deep Cameo, the silver version typically sells for $8 to $20. A PR-70 Deep Cameo silver example can exceed $40 at auction depending on demand.